At ESW Financial Group, LLC. (“ESW”), we realize that the basis of any relationship is trust. As a result, we have put in place policies and practices that respect the privacy, not just of our customers, but of all individuals who use our company. We keep your personal information private. We may share information about you with affiliated companies; business partners and as otherwise permitted by law. We will revise our privacy policy as needed.
We have procedures and policy guidelines to safeguard your information. These security methods include physical, electronic and procedural safeguards. We will update our procedures as needed.
We restrict access to data about you. Our employees are governed by a code of conduct. We train our employees on the importance of customer privacy and confidentiality. An employee who violates our privacy policies is subject to discipline.
In the ordinary course of business, we collect, retain and use data about you to:
- Serve your financial needs.
- Administer your policy.
- Keep you informed of products and services that may be
of interest to you.
This data is known as nonpublic personal information. We get information from many sources.
- Data we receive from you on applications
- Name
- Address
- Date of birth
- Social security number
- Gender
- Marital status
- Health history
- Assets
- Income
- Data about your transactions
- Medical information
- Motor vehicle reports
- Demographic reports
- Data from consumer reporting agencies
- Credit report
- Credit history
We do not sell your information to third parties. We do not share medical information for marketing purposes with third parties.
Information Sharing Practices
We will not share your information with third parties except as required by law. We have exercised your right to opt-out under the Privacy of Consumer Financial Information Act. The basis of each customer relationship is built on trust. You have chosen to do business with us. We guard that relationship with great care. That is why we have opted out for you as a matter of corporate policy.
We may share information with our affiliates to provide customer service. This enables us to serve you more efficiently. It also makes it more convenient for you to do business with us. We may share information we receive from you on applications or other forms. We may also share information we receive from a consumer reporting agency or other third party.
We may share your information with joint marketers or service providers. Both must protect your privacy. Joint marketers and service providers can only use your information to serve us or as required by law.
Upon written request, we will make information from your file available for your review. If you notify us that any information is incorrect, we will review it. If we agree, we will correct your records. If we do not agree, you may submit a short statement of dispute. This statement will be included in any future disclosure of information.
This notice is required by the Gramm-Leach-Bliley (“GLB”) Act. Any provision of this notice which may conflict with GLB, as amended, is hereby amended to conform to the minimum requirements of GLB. You can review our policy online at www.eswfg.com. If you have questions, please contact:
Privacy Official, ESW Financial Group, LLC., P.O. Box 592881, San Antonio, TX 78259.
Special Privacy Notice for California
Residents.
We will not disclose your information to third parties except as permitted by law. California law allows disclosure with your consent and to service your account.
Special Privacy Notice for “Opt-In”
States (New Mexico, Oregon, North Dakota and Vermont).
- We will not share your personal information with third parties.
- We will disclose only your name, contact information, and information about your transactions and experiences with joint marketers.
- We will only disclose to our affiliates information about our transactions and experiences with you.
