Planningwith results
Your company depends on a management team who stays focused on achieving goals when the business world is at the height of uncertainty and markets constantly change. We can help your organization reach their business goals along with helping your executives reach their personal financial goals - all through disciplined methodology.
ESW helps clients—both individuals and organizations—operate more efficiently, profitably, and successfully. By improving the understanding of your organization’s benefits and compensation programs, executives are encouraged to make better choices that will improve their financial future.
ESW Financial Group executive financial counseling services cover a full range of financial planning issues, including but not limited to:
Investment Planning
- Help in determining overall objectives, target rate of return and risk tolerance
- Identification of appropriate investment strategies
- Discussion of mutual fund or money manager investment solutions
- Assistance in implementing identified investments
- Review of investment performance and recommendation for appropriate changes
Education Funding
- Establishing needs and objectives
- Developing a systematic plan for saving and coordinating education funding with other financial planning needs
- Identification of appropriate funding sources
Personal Risk Management and Insurance Needs Analysis
- Review of current personal and group coverage
- Assessment of survivor’s capital needs
- Guidance on appropriate amounts and types of coverage for life, property, casualty and liability insurance
Retirement Planning
- Assistance with establishing retirement income needs and objectives
- Developing a systematic plan for saving, and coordinating retirement planning with other financial planning needs
- Analysis of annuity, lump sum and other distribution options
Estate Planning
- Discussion of ways to minimize tax and direct or distribute wealth
- Assistance in establishing goals
- Survey of current wills, trusts, beneficiary designations and ownership of assets
- Recommendations on tax reduction
- Discussion of tax planning strategies and family gifting programs
Personal Debt Management
- Assistance with developing a budget, restructuring debt, and mortgage and loan refinancing
- Discussion of cash management strategies
Strategic Annual and Transactional Tax Planning
- Discussion of creative tax reduction strategies
- Year-end tax projection and planning
- Analysis of withholding and estimated tax payment requirements
